Certified Financial Fiduciary
FED
Federal Estate Tax Calculator 2026 + Gifts + Projection
Simplified planning estimate using the 2026 federal basic exclusion framework.
Inputs
Filing status (planning)
Affects exclusion used
Portability note: The married option assumes a planning-style double exclusion.
In real cases, the surviving spouse’s use of a deceased spouse’s unused exclusion generally
requires a timely Form 706 election.
Gift clarity: Prior taxable gifts are part of the lifetime transfer base.
This tool reflects that planning view.
Results
Exclusion used (based on status)
$0
Combined transfer base (estate + prior taxable gifts)
$0
Taxable above exclusion
$0
Estimated federal estate tax (if death in 2026)
$0
Projected estate value in future year
$0
Projected combined transfer base
$0
Estimated federal estate tax (projected)
$0
Effective federal tax vs. projected combined base
0.00%
Method note: Simplified planning estimate applies a 40% top-rate assumption
above the exclusion.
Year-by-year projection chart
Projected estate value and estimated federal estate tax using the selected status exclusion.
Projected Estate
Est. Federal Tax
Year-by-year table
| Year | Projected Estate | Prior Taxable Gifts | Combined Transfer Base | Exclusion Used | Taxable Above Exclusion | Est. Federal Tax | Effective % |
|---|
Disclosure: Educational estimate only. The 2026 basic exclusion amount is $15,000,000 per person.
The married option assumes a doubled exclusion for planning simplicity; actual portability depends on a
proper election on Form 706.
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